Forms

PDF Membership Application Form
PDF Loan Application Form
PDF Home Equity Loan Application Form

Saving Dividend Rates

Regular Shares, Sub-Savings & Vacation

Savings Account balances $50.01 and above earn 0% APY as of June 30.

Christmas Club 0% APY declared rate as of October 31, 2013.

Dividends are set quarterly for all savings acccounts. Christmas Club is set annually. All rates are determined by the Credit Union Board of Directors.

Current Interest Rates

Credit Score

  >=720 719-680 679-640 639-600 <=600

Loan Type

Loan Term

Grade A

Grade B

Grade C

Grade D

Grade E

New Vehicles 36 months 2.47% 2.97% 5.99% 8.49% 11.49%
  48 months 2.48% 2.98% 6.24% 8.74% 11.74%
  60 months 2.79% 2.79% 6.74% 9.24% 12.24%
  72 months 3.73% 4.23% 7.49% 9.99% 12.99%
Used Vehicles 36 months 2.98% 3.48% 5.99% 8.49% 11.49%
  48 months 3.73% 4.23% 6.24% 8.74% 11.74%
  60 months 4.45% 4.95% 6.74% 9.24% 12.24%
  72 months 4.70% 5.20% 7.49% 9.99% 12.99%
Signature <%5k Up to 24 Months 5.95% 6.45% 11.99% 14.99% 17.99%
Signature <%10k Up to 48 Months 6.45% 6.95% 12.99% n/a n/a
Flex-I-Loan <$5k 2 years revolving 6.45% 6.95% 12.99% 15.99% 18.99%
Share Secured Up to 60 Months 3.45% 3.45% 3.45% 3.45% 3.45%
Home Equity 24 - 180 Months 4.75% 5.75% 7.99% 9.99% n/a
Right Now 25% 25% 25% 25% 25%

* All interest rates are subject to credit score, rates shown are best available. Contact credit union for more details.

Add .25% to interest rate if loan is not payroll deducted.

Note: All loans except Right Now loans are subject to a $15.00 non-refundable application fee.

For Right Now loans, a $7.00 non-refundable fee will apply.

No interest Computer Loans for MRIGlobal employees only. Contact Human Resources or the credit union for details.